Services

NPL Acquisition and Portfolio Management

ORUM specializes in purchasing non-performing loan (NPL) portfolios from banks, financial institutions, and other creditors. Our acquisition process begins with comprehensive due diligence, assessing portfolio quality, loan legality, borrower financial status, and recovery potential.

Thanks to our strong partnerships with financial institutions, we access high-value NPL portfolios, often acquiring them at attractive discounts, which creates significant recovery opportunities and profitability.

Restructuring and Asset Recovery

Once an NPL portfolio is acquired, ORUM implements a systematic approach to restructure and recover the value of distressed assets. This includes:

Renegotiating loan terms with borrowers,

Legal debt collection processes

Selling collateral assets, where feasible

Our aim is to maximize recovery through tailored solutions for each borrower, whether by negotiation, settlement, or legal proceedings. Our experienced legal and financial teams ensure compliance and drive optimal outcomes.

Operational Management of Distressed Businesses

ORUM also offers operational management services to support distressed companies, focusing on stabilizing operations and improving profitability. Our approach includes:

Identifying operational inefficiencies

Reducing costs and optimizing expenditures

Realigning business strategies with current market conditions

Our goal is to enhance cash flow and overall profitability, preparing businesses for successful restructuring or exit through sale.