About us

OUR FOCUS — CORPORATE NPLs

At ORUM, our primary objective is to establish ourselves as market leaders in the acquisition and management of corporate secured and unsecured non-performing loans (NPLs). To achieve this ambitious goal, we concentrate on the following key areas:

Strategic Acquisition
Effective Asset Management
Risk Mitigation
Recovery Optimization
Sustainable Growth

WHY FOCUS ON CORPORATE NPLs?

The corporate non-performing loan (NPL) sector offers significant opportunities for investors aiming for strong returns and strategic expansion. At ORUM, we have honed our expertise to unlock the full potential of this market.

Large Market Size

The corporate NPL market is much larger than the retail NPL segment, providing ample opportunities for portfolio acquisitions and value creation.

Lack of Standardized Data

The market lacks comprehensive data, consistent pricing methodologies, and specialized servicing capabilities. This gap creates an opportunity for ORUM to apply advanced analytics and expert valuation models to uncover undervalued assets.

Low Competition

Especially in the unsecured loan category, the corporate NPL market remains relatively untapped and less competitive, allowing us to secure attractive deals with less pressure from other buyers.

Underdeveloped Servicing Infrastructure

There is a shortage of experienced professionals and companies capable of managing and recovering corporate NPLs effectively. ORUM’s expertise and strong network enable us to efficiently service these assets and maximize recovery.

ORUM leverages these market dynamics to transform challenges into competitive advantages, fostering growth and value in the corporate NPL space.